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AUTO-credit
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"AUTO-Мap"
сompany will help you to buy or sell your new and supported
cars. We will consult you concerning autocrediting, registration
of purchase or car sale and other questions |
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Cars on credit
Ten
basic errors at car purchase
Wishing to get the car in the shortest terms, many
buyers do not consider some important nuances.
In this section we will tell about the most widespread
errors at purchase of the car and their consequences.
Purchase of the car which has done not pass
test drive
Strangely enough, this error is characteristic for
the majority of buyers. However, in spite of the fact
that all modern cars are comfortable, the car should
be chosen under themselves. Besides, during test drive
the malfunctions which have been not found out at
survey can be revealed.
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Lack of information on service
At car purchase it is necessary to consider that its
service is required to you, therefore it is necessary
to receive as much as possible detailed information
on service of the model chosen by you. The matter
is that it can appear the expensive, complexities
with selection of details are possible. Besides, you
can remain are dissatisfied with quality of service,
terms of repair and other nuances. It is not necessary
to trust advertising of motor shows about the increased
term of operation. Even if the salon gives a guarantee
for 3 years, it is limited by run of 13 000-30 000
km. Accordingly, if run of your car is more, a detail
to you will not replace.
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Revaluation of advantage of autocrediting
It is necessary to consider that, buying the car on
tick, you risk to overpay 75-100 %. Besides it, in
banks usually urgently recommend the insurance companies
with the overestimated tariffs. If all of you have
decided to take the car on credit, pay attention not
only to the car price in salon, but also on credit
conditions of banks with which it co-operates. For
example, if the car which has attracted to you in
one motor show costs 35 000 dollars, and in other
40 000 dollars, probably, in the second case are considered
the percent paid under the credit, additional payments
and the insurance. Thus, in the second case the smaller
sum as a result turns out.
Orientation to advertising
Remember that the price in advertising always differs
from the present price of the car at least for the
tax sum. Besides, the motor show can have a exchange
rate, which, as a rule, above official. Quite often
sellers impose to the buyer additional services. If
to you suggest to pay for any details, check up complete
set sheet. Everything that in it is listed, enters
into car cost. As to additional services, they are
given exclusively with the consent of the buyer.
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Excessive
trust of the insurance organisation
It is necessary to consider that the primary goal
of the insurance agent - to receive as much as possible
money that easily it is possible at work with not
skilled buyer. Quite often insurance agents intentionally
overestimate cost of services. Therefore, before to
pay those or other services, attentively study the
price-list of the insurance organisation.
Refusal of diagnostics
Refusal of diagnostics is similar to purchase of footwear
without примерки and is especially dangerous at purchase
of the second-hand car. Remember that even in motor
shows preselling preparation is no means always spent.
Even if you have the detailed information on how to
choose the car, and took with yourself the person
understanding subtleties of the automobile mechanics,
it will not save you from unpleasant surprises.
Cooperation with the unfamiliar driver
At worst you can simply deceive, after all the advance
payment at the car order makes 100 % of its cost.
Besides, to you can drive the former taxi with the
braided counter or the stolen car. Quite often the
driver agrees with the owner of the car, and the statement
for stealing moves only after its sale in Russia.
Data arrive in the Interpol, and the car will soon
be confiscated. Thus money will not return to you.
Appeal of cut price 
Remember: cut price of quite decent car should not
involve, and guard. Urgently and cheaply cars sell
only acquaintance. Many buyers are involved with the
prices for not cleared cars, however, if you do not
have communications in corresponding bodies, it is
not necessary to buy such car. The matter is that
растаможивание sometimes costs as much, how many and
the car, besides, procedure very long and assumes
set of nuances.
Carelessness at official registration of papers
Errors in the power of attorney which is made out
for the purpose of car statement on the account, and
also in the inquiry-account are very difficult for
correcting errors. Sale date, otherwise guarantee
period should be necessarily registered in the service
book will be estimated from the moment of manufacturing.
In the inquiry-account date and a drawing up place,
terms of transaction, cost of the car and all data
on it, the name and the motor show address, the data
of the buyer should be specified.
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